Very few people prepare for the possibility of going into a nursing home. Many people don’t like to believe that they could ever need nursing home care and so they do not think about what will happen if they do. Still others may have misconceptions about how nursing home care will be paid for or about the true costs of care.
You cannot afford to be complacent when it comes to the possibility that nursing home care may become necessary. If you have not made advanced plans in case care is required, your safety and your family’s financial security could be in jeopardy.
Nehoray and Drake, LLP can help to make sure you and your loved ones are not vulnerable to loss and are ready in case nursing home care is needed. Give us a call today to talk with a nursing home planning lawyer and to get answers to questions including:
- When should I make a nursing home plan?
- What should be part of my nursing home plan?
- How can a nursing home planning lawyer help?
When Should You Make a Nursing Home Plan?
It is important you have a nursing home plan in place long before an illness or injury necessitates that you spend time in a nursing home. There are many situations where you are discharged from a hospital but cannot go home, such as after a stroke or after suffering a serious injury. If this happens and no advanced plans have been made, family members may struggle to find a nursing home to care for you. The home may not be one you would have chosen, and the focus may be more on finding an open bed than finding a facility with a good track record of high quality patient care.
You do not want to find yourself in a situation where you have to select a home under time pressure and must go through all the steps of reading admissions paperwork when you or a loved one is sick. You should do research well in advance, find different facilities in your area, learn of their policies and reputations, and know which nursing home facility is the right one for you in case care is ever needed.
In addition to researching nursing care facilities, it is also important to make plans to pay for care; to ensure a family member can arrange for nursing home admission on your behalf if you are incapacitated; and to ensure that all of your affairs will be in order if entering a home becomes necessary.
What Should Be Part of Your Nursing Home Plan?
Your nursing home planning should include different components that make it possible for your loved ones to admit you to a home, and that enable you to pay for a care facility. While choosing a home through research is a key part of nursing home planning, you should also work with an experienced attorney to create certain legal documents that address other important issues including:
- Who will make the decision regarding nursing home admission and who will sign the nursing home admissions paperwork? If a person is left incapacitated, his family members will need to move forward with having him admitted to a nursing home. It is much easier if there is a power of attorney in effect to give a loved one the right to have the patient admitted. Without this, capacity hearings may be necessary to obtain authority to have an incapacitated person placed in nursing home care.
- How will nursing home care be paid for? Nursing home care costs thousands of dollars monthly, with bills rarely covered by Medicare or private insurance. Unless you need skilled care for a limited duration, which is not why most people go into a nursing home, the only two options for paying for care are Medicaid or private pay. Medicaid can be impossible to qualify for if you have substantial assets, but you often can get covered by Medicaid if you work with an experienced attorney to make a comprehensive Medicaid plan.
These are just a few of many issues that you may wish to think about. A nursing home planning lawyer can provide assistance with identifying the planning steps you need to take in case nursing home care becomes necessary during your lifetime.
How Can a Nursing Home Planning Lawyer Help?
Nehoray and Drake, LLP will work with you to determine what your nursing home plan should be and to make use of available legal tools to create a comprehensive plan. Give us a call to find out more about how we can help you.